Financial Ratio Analysis Template
Three years of P&L and balance sheet turned into 24 liquidity, profitability, leverage, efficiency and DuPont ratios against benchmarks.
Financial Ratio Analysis Template is a free Excel workbook: 3 sheets, 173 live formulas and realistic sample data throughout, 14 KB as .xlsx.
The formulas are printed on this page, unedited, so you can check the method before downloading anything. Swap in your own numbers and the whole file recalculates — which is the part no chat window can hand you. Opens in Excel, Google Sheets, Numbers and LibreOffice; no add-in and no macro.
A look inside
This is a real slice of the Ratios sheet from the actual file — not a screenshot, and not a mock-up. Cells shown in violet are live formulas, exactly as they arrive.
| # | Ratio | Group | FY2024 | FY2025 | FY2026 | Benchmark | Higher is better (1/0) |
|---|---|---|---|---|---|---|---|
| 2 | Current ratio | Liquidity | =Inputs!B18/Inputs!B25 | =Inputs!C18/Inputs!C25 | =Inputs!D18/Inputs!D25 | 1.50 | 1 |
| 3 | Quick ratio | Liquidity | =(Inputs!B18-Inputs!B16)/Inputs!B25 | =(Inputs!C18-Inputs!C16)/Inputs!C25 | =(Inputs!D18-Inputs!D16)/Inputs!D25 | 1 | 1 |
| 4 | Cash ratio | Liquidity | =Inputs!B14/Inputs!B25 | =Inputs!C14/Inputs!C25 | =Inputs!D14/Inputs!D25 | 0.30 | 1 |
| 5 | Gross margin | Profitability | =Inputs!B8/Inputs!B2 | =Inputs!C8/Inputs!C2 | =Inputs!D8/Inputs!D2 | 40.0% | 1 |
| 6 | EBITDA margin | Profitability | =Inputs!B9/Inputs!B2 | =Inputs!C9/Inputs!C2 | =Inputs!D9/Inputs!D2 | 12.0% | 1 |
| 7 | Operating margin | Profitability | =Inputs!B10/Inputs!B2 | =Inputs!C10/Inputs!C2 | =Inputs!D10/Inputs!D2 | 10.0% | 1 |
| 8 | Net margin | Profitability | =Inputs!B12/Inputs!B2 | =Inputs!C12/Inputs!C2 | =Inputs!D12/Inputs!D2 | 7.0% | 1 |
| 9 | Debt to equity | Leverage | =Inputs!B28/Inputs!B27 | =Inputs!C28/Inputs!C27 | =Inputs!D28/Inputs!D27 | 0.60 | 0 |
What’s in the file
What it explains
- DuPont: why the ROE is what it is
- The cash conversion cycle is a working capital number in days
- Benchmarks are yours, not ours
Download it
The workbook is free with a DataHub Pro account. Free accounts download three templates and keep them forever — re-downloading one you already have never counts again. Pro accounts get all 201.
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